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July 14, 2020

How to Save Enough for a Down Payment

For most first-time homebuyers, securing a down payment is the biggest hurdle. There comes a point for many first-time homebuyers when nearly everything you do becomes focused on saving for that purchase. Even when you’ve been putting money away regularly for years, you find yourself willing to cut out that beach vacation you had been…

Before you buy….

Before you buy a home – 1. Understand how much you can afford by determining your debt-to-income ratio and estimated payments (visit bankrate.com and tick “calculators” for an idea). Your first step should be to GET PRE-APPROVED by your mortgage lender or bank. 2. Understand the basics of financing and what you really can afford….

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