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Tips To Make Sure Your Mortgage Doesn’t Get Denied After Pre-Approval A common question that is asked by home buyers is, “How can I ensure my mortgage is not denied.” An excellent way to ensure your mortgage isn’t denied after a pre-approval is to continue to do what you did prior to getting pre-approved….
Before you buy a home – 1. Understand how much you can afford by determining your debt-to-income ratio and estimated payments (visit bankrate.com and tick “calculators” for an idea). Your first step should be to GET PRE-APPROVED by your mortgage lender or bank. 2. Understand the basics of financing and what you really can afford….
7 Home Staging Techniques That Will Make Your House Sell You’re putting your home on the market. But before you let buyers inside, you wonder – is your house ready to be judged? Is your furniture OK? Can you keep the homage to your favorite sports team in the basement? And exactly how clean do you need to…
We all know the old line about location. But buying a home takes research, research, research, too. You will want to determine: How much you can comfortably afford. The pre-approval process, which entails full documentation and credit check, is the best way to determine the numbers that are right for you. Early in your search,…
Don’t do these things or you might have your broker on the run before you can say ‘open house.’ By Devon Thorsby Real estate agents see and hear a lot, and while there are shockingly few things that surprise them, there’s a fine line between need-to-know and TMI. But the more transparent a client is during the…
Existing-home sales were up 1.7 percent to a seasonally adjusted annual rate of 5.45 million in April from an upwardly revised 5.36 million in March, according to new data from the National Association of Realtors (NAR). Last month’s sales were six percent higher on a year-over-year basis and also marked the second consecutive month of…
Whether you’re buying or thinking of selling a home, a home inspection is key. Granted it is just a generic overall view but, if the home inspector is good they should catch any major Red Flags that could be cause for concern. The important thing is to make sure you have a reputable inspector. Remember, this isn’t a licensed field so pretty much…
Owning a home is a keystone of wealth… both financial affluence and emotional security.