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Polk County Real Estate News

When Does It Pay to Rent, Even When the Numbers Say It’s Cheaper to Buy?

Buying a home may not be wise if your life is in flux or dealing with repairs frightens you. If you’re wondering whether you’re better off financially renting or buying a home, you can easily find an app for that. Calculators at Bankrate.com, The New York Times, Zillow and Realtor.com all let you input the…

5 Tips for Buyers to Have a Successful Home Inspection

How to get the right information in an inspection and use it in negotiations for your home purchase. Throughout the homebuying process, you will encounter a number of expenses including, but certainly not limited to, an appraisal, transaction fees and a survey – but none is more important than the home inspection. Dollar for dollar,…

A Homebuyer’s Guide to Federal Policy on Mortgage Lending

Buying a home can get intense, and you can easily feel intimidated by the lending process and closing requirements. Federal policies affecting mortgage lending has seen many changes in the wake of the subprime mortgage crisis that began in 2007, putting a stronger focus on eliminating predatory lending and increasing transparency for the borrower. Hearing…

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